DRAFT — COUNSEL REVIEW REQUIRED

These documents were drafted from what Covio's own systems actually do. They have not been reviewed by a lawyer, they are not a contract, and no part of them should be relied on as legal advice or as Covio's final position. Open questions for counsel are listed at the end of each document.

Where it lives

Data Residency

DRAFT — COUNSEL REVIEW REQUIRED

Where Covio's data physically is, what leaves the machine, and what does not.

Drafted 21 September 2026

1 · One machine

Every piece of Covio's customer data is on a single virtual private server rented from Hostinger, running Ubuntu 24.04 and serving covio.in. There is no second region, no replica, no content delivery network in front of the data, and no separate analytics warehouse.

WhatWhere it lives
Platform data — companies, people, machines, documents metadata, compliance, the Tally readingPostgreSQL 17, in a Docker volume on that server
The legacy Mikiwire workspaceMySQL 8, in a Docker volume on the same server
Uploaded files and machine panel photographsA Docker volume on the same server. Never served as static files — every read is authenticated and ledgered
BackupsEncrypted archives on the same server. The fourteen most recent sets

Not settled / not in placeCovio does not assert a country of storage on this page. The physical location of the server is a fact about the hosting arrangement, and Covio will state it only once it can be evidenced from the provider rather than assumed. A customer who needs it in writing should ask, and Covio will obtain it.

2 · What leaves the machine

Customer data leaves the server in exactly four circumstances, all of them the service doing what it was asked to do.

Leaves forWhat goesWho receives it
A WhatsApp messageThe destination number and the message content — a sign-in code, a summary with its figures, or a report document fetched onceTwilio
An emailThe destination address and the message content — an invitation, a password reset, an operational alertResend
Reading a machine panel photographThe photograph, where a company uses photo capture and Covio's own reader has not already read itAnthropic
A person using CovioWhatever that person's screen shows, over TLS, to their own browser or phoneThe signed-in person

Not settled / not in placeCovio has not assessed where each of those providers processes what it receives, and makes no claim about a transfer mechanism. That assessment is one of the open questions below.

3 · What never leaves

  • The databases are not reachable from the internet; neither publishes a port.
  • Uploaded files are never served as static objects and there is no public URL for one.
  • Covio uses no third-party analytics, advertising, tag manager or session-recording script on its own pages.
  • Fonts are self-hosted; no font is fetched from a third-party origin, so a page view does not disclose a visitor to anybody but Covio.
  • Covio Connect reads a customer's Tally books from the customer's own computer into this server. It sends nothing back to Tally.

4 · A single machine is a single point of failure

Not settled / not in placeEverything on one server means a failure of that server is a failure of everything, and the backups that would rebuild it are on the same machine. Covio is not going to describe this as resilience. The second destination is specified and the upload tooling is ready; it needs an account and a credential that do not yet exist.

What counsel must rule on before this stops being a draft

Covio drafted this document from its own systems rather than from a template, so what follows are the points where engineering cannot decide and a lawyer must.

  1. 1Must Covio state the country in which the server is located, and must it obtain that in writing from the hosting provider before signing a customer?
  2. 2Is any customer subject to a data localisation requirement that a single Hostinger VPS would not satisfy?
  3. 3Sending a WhatsApp number, an email address or a photograph of a factory panel to a provider that may process it outside India — is that permitted, and does it need a transfer mechanism, a customer notice, or specific consent?
  4. 4Must the residency position change before a customer with statutory record-keeping obligations can be onboarded, given there is no off-host backup?